While termite damage is more commonly associated with warmer climates like Australia or the southern United States, termites do exist in parts of the UK, particularly in the south, and can cause substantial damage to properties. If your home has a history of termite activity, selling it may come with additional steps, but it is entirely possible. This guide sets out what you need to know as a UK homeowner.

Are Termites a Problem in the UK?

Termites (also known as white ants) are not native to the UK and are still relatively rare. However, there have been isolated infestations, particularly involving the Reticulitermes species in Devon, likely linked to imported wood or soil. These pests can live undetected for years and cause structural damage by feeding on timber within walls, floors and roofs.

Buyers, surveyors and lenders take any sign of termite damage seriously, even if the infestation was historical and has been treated.

Can You Sell a House with Termite History?

Yes, you can legally sell a property that has had termites, provided you are transparent about the issue. Buyers are likely to ask for evidence that the infestation has been fully treated and that no structural risks remain.

Failure to disclose termite history can lead to legal action post-sale, especially if the buyer discovers damage or has difficulty insuring or financing the home.

Key Steps for Selling a Property with Termite History

1. Gather Documentation

Prepare detailed records of:

• Pest control reports showing the presence of termites
• Treatment records including chemical use, physical barriers or baiting systems
• Clearance certificates (if issued) confirming the infestation was resolved
• Repair records for any structural work carried out as a result of damage

This reassures buyers and supports mortgage applications.

2. Obtain a Timber and Damp Survey

Before listing your home, consider commissioning an independent timber and damp survey from a qualified surveyor. This will confirm whether there is any remaining infestation or structural concern. A clean report will significantly strengthen buyer confidence.

3. Be Transparent in the TA6 Form

In the TA6 Property Information Form, sellers are legally required to disclose past or current infestations. Tick the relevant box and include any supporting documents. Omitting termite history could lead to future disputes or the collapse of a sale if discovered later.

4. Consider Indemnity Insurance

While rare in the UK for pest issues, some conveyancers may recommend indemnity insurance to protect the buyer from future losses caused by undetected termite damage. Note that insurers will usually only provide cover if there has been no recent contact with pest control or the local authority.

5. Price Accordingly

A house with a history of termite damage may need to be priced slightly below comparable homes, especially if visible damage remains or buyers anticipate repair costs. A fair market valuation from an estate agent will help you set realistic expectations.

6. Target the Right Buyer

Some buyers may be put off by the idea of termite history, even if the issue has been resolved. In these cases, cash buyers or property investors may be more suitable, particularly if your priority is a quick and uncomplicated sale.

FAQs

Can You Sell a House After Termite Damage?

Yes. You will need to disclose the damage, show treatment and repair records, and possibly agree to additional surveys or buyer protections. With the right paperwork, it should not stop a sale.

Do You Have to Disclose Termite History When Selling in the UK?

Yes. The TA6 form specifically asks about pest infestations. Disclosure is a legal requirement and withholding this information can lead to claims for misrepresentation.

Will Termite History Affect My Property’s Value?

It may lower the value slightly, depending on the severity and whether repairs have been made. If the property has a clean survey and professional treatment records, the impact on price is usually minimal.

Can Buyers Back Out Due to Past Termite Issues?

If the issue is not disclosed upfront and uncovered during survey or legal checks, buyers may withdraw or renegotiate the price. If discovered post-completion and not disclosed, you could face legal liability.

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While termite issues are rare in the UK, a past infestation does not have to prevent a successful sale. Transparency, documentation and preparation are key. Buyers want reassurance that the property is safe and structurally sound.

If you want to avoid delays or worry about buyer concerns, there is another option…

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Quick, Stress-Free Sale – No Matter the Condition

At Home Sale Hub, we buy houses in any condition, including those with a history of termites or other issues. No surveys, no delays, no fuss. Whether you’ve treated a past problem or just want to move on, we’ll offer a fair cash price and handle everything for you.

Sell your home on your terms. Get in touch for your free, no-obligation offer today.