38f Goring Rd,
BN12 4AD

Stop house repossession!

Facing repossession can be overwhelming and distressing, but you’re not alone. If you’re concerned about your home being repossessed, we’re here to offer help.

With a track record of helping numerous individuals in similar situations, we understand the stress and uncertainty you may be experiencing. Our priority is to provide a solution that eases your worries and helps you keep your home.

We offer a hassle-free approach to addressing repossession concerns. By purchasing properties quickly for cash, we ensure that you receive the funds you need without delay.

Repossession threats often arise when mortgage or loan payments are consistently missed, leading to arrears. If you find yourself in this situation, it’s essential to take action promptly to protect your home.

Reach out to us today to learn more about how we can assist you in stopping the repossession process. Our team is ready to provide the support and guidance you need during this challenging time.

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At Home Sale Hub we specialise in quick house purchases for cash. Our office is in Worthing, West Sussexwhich means that we know the area better than anyone else.

Selling your house to us means you could receive a bank transfer within days. This can be used to settle outstanding mortgage or loan payments and repossession order.

How can we help?

 Together we have tens of years of experience in helping local people with similar problems. Our kind team is there to offer you support, explain the whole process and answer any questions you may have.


We understand that this is a very uncertain times and we are happy to work around your timescale so you have enough time to find another accomodation.

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When you miss your first payment, there’s no need to panic. It’s essential to take immediate action by contacting your lender, even if you intend to make the payment the following day. Be transparent about your financial circumstances. Your lender will likely set a specific deadline by which you must settle your mortgage arrears.


When you miss two payments, it’s important not to procrastinate in reaching out to your lender. Effective communication is key in this situation. Collaborate with your lender to explore all available options. It’s probable that you can still negotiate a repayment plan that satisfies both parties. As the arrears have accumulated over two months, the outstanding amount is increasing. If you’re experiencing temporary financial difficulties, your lender is likely to be understanding and willing to find a resolution without resorting to legal action.

When you miss three or more payments, the lender will start court proceedings against you. While this can be daunting, it doesn’t necessarily mean you’ll lose your house. Seeking professional legal advice at this stage is advisable. Upon the lender’s submission of a repossession order application to the local court, you’ll receive a letter detailing the hearing date and other important information. Additionally, the court will provide a defense form along with instructions for completion.


House Repossession - what is it?

House repossession happens when a mortgage lender or a loan provider takes possession of the property. This typically happens if you consistently miss mortgage or loan payments, resulting in arrears. Subsequently, the lender may sell the house to recoup the outstanding loan amount. It’s important to note that house repossession is a legal process used by lenders only as a last resort, and it must be authorised by a court of law before taking place.

There are various circumstances that may put you at risk of house repossession, including a bankruptcy order against you, a compulsory purchase order affecting your property, or failure to pay ground rent or service charges to your freeholder, or violating the terms of your lease.

If your house is repossessed, you’ll be evicted from the property, and the lender will assume ownership. The property will then be sold to settle your outstanding debts. Often, the house is sold below its market value, which may not cover all the debts owed. You may be liable for any shortfall.

Additionally, you may still be responsible for paying the mortgage and other bills until the property is sold, even though you no longer own it.

For more information, visit Shelter’s charity website.

What can we do to stop house reposession?

To begin, we’ll give you with cash offer for your property. When you accept this offer, we can quickly proceed with the purchase of your home.

Our excellent team work with solicitors who can speed up the transaction on your behalf. While you’ll need to complete a few forms, rest assured that there are no fees involved, and the sale is guaranteed.

Throughout the process, we’ll maintain open communication with your bank or lender, keeping them informed at every stage.


Why trust us with stopping your house repossession?

We offer an alternative to traditional estate agency methods, providing a solution to mortgage and repossession challenges.

For many of our clients, local estate agents have struggled to secure buyers within reasonable timeframes. This delay often leads to rising pressure from banks, mortgage lenders, or other creditors for a repossession order on the property.

We offer a straightforward solution by presenting you with a cash lump sum for your property. Additionally, we liaise with your bank or mortgage lender to assure them of a guaranteed buyer. Utilising our own cash funds enables us to speed up the sale process, allowing you to settle outstanding mortgages or  repossession.

The condition of your property is not important to us; we can purchase any house in West Sussex

Even if you’re already in the middle of the repossession process, we can still help you. In many cases, stopping repossession is a more beneficial to voluntary repossession.

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